Privacy Policy & Healthcare Data Protection

1. Client-Side Computational Architecture

ElderGuide NearMe respects the sensitivity of family eldercare and retirement planning. All interactive cost calculations, income comparisons, and Medicare subsidy estimators are computed entirely client-side within your web browser using JavaScript for educational and planning purposes.

Your entered monthly income, care preferences, and financial selections are never transmitted to our web servers, never stored in databases, and never sold to data brokers.

2. Non-Collection of Protected Health Information (PHI)

We do not collect medical records, Social Security Numbers (SSNs), Medicare Beneficiary Identifiers (MBIs), or Protected Health Information (PHI) under HIPAA regulations. ElderGuide NearMe is an informational resource and does not act as a covered entity or business associate.

3. Third-Party Advertising & Cookies

We may partner with Google AdSense and accredited advertising exchanges to display non-intrusive advertisements. These vendors may use cookies to serve ads based on prior visits to our site or other websites. You may opt out of personalized advertising by visiting Google Ads Settings.

4. California Consumer Privacy Act (CCPA)

California residents have the right to request disclosure of personal data collected, request deletion, and opt-out of the sale of personal information. Because ElderGuide NearMe does not sell consumer personal information, no opt-out is required.